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Custom investment design

clock 5 MIN READ

The biggest significant shift in pensions over the last generation has a direct impact on DC pension scheme members.

Whilst employers are legally required to have a workplace pension, the primary responsibility to save for a comfortable retirement has now been placed squarely on your employees.

As we have seen in the dramatic growth in financial websites and online investing, some welcome the opportunity to explore the investment landscape on their own, taking as keen an interest in shaping their plans for retirement as they do with their banking, savings and insurance needs. We provide those members with a broad range of options to choose from and continually monitor and update those options to ensure even members who prefer to choose their own investments can still benefit from our investment expertise and resources.

But guiding your own retirement is certainly not for everyone. By far the majority of members do not have the skills or knowledge—let alone time—to dedicate to making and monitoring investment decisions. These members can take comfort that they will benefit from the highly skilled investment team working on their behalf, all of whom are overseen by the Trustee who is working solely in their best interests.

The SEI Master Trust offers a real choice for members who want more personal control and a helping hand.

Select your own investment path

Those who want to can access a deeper range of managers and asset classes off-limits to most DC pensions.

With us, they are also able to make informed decisions on this expanded investment horizon because our research professionals identify and analyse the latest in investment practice on behalf of our members.

From active to passive fund strategies, our framework offers real investment choice while managing both volatility and risk in line with the retirement objectives for members.

We’ll invest for you

Choosing your own investments and guiding your own retirement is simply not a practical option for most of us. We will need help either at certain stages, or even throughout the journey up to and into our retirement. So we design something that will work for the majority of members and we constantly fine tune this in line with research and innovations. Often unhelpfully labelled as a ‘default’ option, what this means in practice is that our investment specialists take the wheel on behalf of members who want us to do so.

Drawing on SEI’s half-century plus in business, we design default strategies to suit members as they move towards retirement. This means we can free them from the burden of selecting funds across a range of asset classes.

At the same time, we will always seek to achieve a portfolio in line with your member’s needs at each particular stage of their saving timeline. For example, this can mean investing in higher-growth assets at the outset, before switching to less risky holdings as retirement nears, to protect those gains.

There is no one-size-fits-all and our approach reflects both our investment knowledge and the level of risk with which your members are comfortable.


This is a marketing communication. 

Speak to an expert today:

DC and Solutions Managing Director, Institutional Group EMEA and Asia

Defined Contribution Director, UK Institutional Group

Client Director, Defined Contribution

Important information

This is a Marketing Communication. This webpage has been created in relation to the SEI Master Trust, an occupational pension scheme which is authorised by the Pensions Regulator. The trustee of the SEI Master Trust is SEI Trustees Limited. SEI Trustees Limited has appointed SEI Investments (Europe) Ltd (“SIEL”) as investment adviser to the SEI Master Trust and pursuant to its investment advisory agreement. This information is issued and approved by SEI Investments (Europe) Ltd (“SIEL”) 1st Floor, Alphabeta, 14-18 Finsbury Square, London EC2A 1BR. This advert and its contents are directed at persons who have been categorised by SIEL as a Professional Client and is not for further distribution. SIEL is authorised and regulated by the Financial Conduct Authority. While considerable care has been taken to ensure the information contained within this webpage is accurate and up-to-date and complies with relevant legislation and regulations, no warranty is given and no representation is made as to the accuracy or completeness of any information and no liability is accepted for any errors or omissions in such information or any action taken on the basis of this information. The information in this webpage is for general information purposes only and does not constitute investment advice. You should read all the investment information and details on the funds before making investment choices. Please refer to our latest Prospectus (which includes information in relation to the use of derivatives and the risks associated with the use of derivative instruments), Key Investor Information Document, Summary of UCITS Shareholder rights (which includes a summary of the rights that shareholders of our funds have) and the latest Annual or Semi-Annual Reports for more information on our funds, which can be located at Fund Documents ( And you should read the terms and conditions contained in the Prospectus (including the risk factors) before making any investment decision. If you are in any doubt about whether or how to invest, you should seek independent advice before making any decisions. The UCITS may be de-registered for sale in an EEA jurisdiction in accordance with the provisions of the UCITS Directive. Past Performance does not predict future returns. Investment in the range of the SEI Master Trust’s funds are intended as a long-term investment. The value of an investment and any income from it can go down as well as up. Investors may not get back the original amount invested. This document and its contents are for Institutional Investors only and not for further distribution.